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Know Your Rights Following an Auto Accident

Getting into a car accident can be a very stressful situation. None of us expect it to happen, but following an accident, you may feel confused, stressed or even a little scared about what happens next. While accidents can be difficult to process, what’s most important is understanding your rights when it comes to insurance.

Some insurance adjusters may try to trick you or convince you to do something that is outside of your rights in order to save money for the insurance company. We’ve compiled a list of the most common misconceptions that people have when it comes to the law and their insurance.

  • Can my insurance company make me go to a specific repair shop? No! In the state of Pennsylvania, your insurance company is not legally allowed to dictate which repair shop you attend to fix your vehicle. Thus, in the event of an accident, you are free to go to any auto body repair shop in Bensalem, PA that you choose.

  • Can my insurance company force me to get multiple estimates for the cost to repair my car’s damage? No! One quote is all you need. By law, your insurance company can’t make you get multiple quotes or appraisals.

  • Can my estimator include unseen estimates in their appraisal? According to the PA Motor Vehicle Physical Damage Appraisal Act, your estimator can only include damage that they see in their appraisal. However, the differences in estimates come from the level of skill and professionalism of the person doing the inspecting. For example, if an unskilled estimator has done your inspection, they may miss a few damages when giving you an estimation, making the price seem artificially lower than what you will actually see once the damage has been repaired. When it comes to collision repair in Bensalem PA, it’s always best to trust the experts, it’ll save you time and frustration in the long run.

If you wish to learn more about what to do following an auto accident, contact our professionals at Peruzzi Collision Center today!